Livingpaycheck to paycheck?
ARCTOGA helps you see where your money goes, organize every receipt, and take control of your family budget in seconds.
What is ARCTOGA?
Every letter carries a purpose.
Every feature reflects a value.
Three steps — one clear picture
Scan a receipt
AI reads every item, tax and payment method in seconds — even from crumpled dark photos.
Upload statements
PDF from Scotiabank, TD or RBC → all transactions auto-linked to your card.
AI Analytics
AI agent studies your spending and tells you exactly where you can save.
Everything your family needs.
AI Receipt Scan
Reads items, taxes, discounts and payment method — even from crumpled photos.
Bank Statements
Upload PDF from any Canadian bank. Transactions auto-categorized instantly.
Manual Entry
Cash, market, transfer — add in 5 seconds directly from your phone.
Analytics & Budgets
Donut charts, monthly trends, expense vs income — all in one dashboard.
Multiple Accounts
All cards and bank accounts in one view. Balance and expenses per account.
Data Security
All data encrypted. Only you can see your data — no one else.
Not a feature list. A starting point.
Every plan we sell solves one specific thing that's bothering you right now — not a bundle of features you'll never open. Pick the sentence that sounds like you.
Not sure which one is you?
Take the 2-minute money mindset scan →